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Scammers will often ask you to pay using a money order, pre-loaded money card, or wire transfer, but if you send your money this way, it’s unlikely you will see it again or receive your purchased item. Ebay) have strict policies to ensure their customers are not scammed.Scammers know this, so they will often try to get people to make a deal outside the auction site.Most large banks offer their customers free bill-paying because it cuts the bank’s cost of doing business and attracts customers. Other third-party services, such as Intuit’s Pay and Fi Serv.com’s My Money, which runs on the Facebook platform, charge a monthly fee. On the payment site, you create a list of payees that you can update at any time.While some banks and private service providers limit payees to big businesses like credit card issuers, department stores and utilities, others let you pay virtually anyone with a U. To pay a bill, you click on the payee, enter the amount and the date, and verify that transaction details are correct with a final click.Online classified websites promote the sale of goods and services, but allow sellers and potential buyers to negotiate on a price outside of the website.Scammers may pose as genuine sellers and post fake ads for anything, such as rental properties, pets, used cars, boats, bikes, caravans and horses.Scammers may claim that the winner of an auction you were bidding in has pulled out, and offer the item for sale to you.

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Environmental savings can also be considerable, especially if people stop receiving paper bills and bank statements as well.What began as a sluggish stream of people viewing and paying bills online is turning into a raging torrent.The research firm Tower Group says there were 1 billion online bill payment transactions in 2005 in the United States; it estimates that the number will rise to nearly 4 billion by 2012.“Financial institution sites contain more authentication mechanisms than most online shopping sites.” Yet cyber scammers do manage to victimize some people who bank and pay bills online, breaking into their accounts and transferring funds without authorization.Anyone who puts their money online needs to take steps to avoid this very real danger.Banks would like you to pay your bills electronically, and they’re making it easy and profitable for you to do so.

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